Professor Victor Stango specializes in consumer and firm behavior in banking markets, behavioral economics, and industrial organization. His research focuses on household financial decision-making across short- and long-term time horizons, examining how behavioral influences, cognitive abilities, and demographics impact financial outcomes.

Supported by grants from the Michigan Retirement Research Center (MRRC) and the Pension Research Council/TIAA Institute, Stango’s work sheds light on key financial decisions, such as credit cards, mortgages, and retirement savings.

A notable study highlights the power of compound interest, demonstrating how a penny doubling daily for a month grows to over $1 billion—revealing the complexities of financial decision-making.

Learn more about Professor Victor Stango at https://gsm.ucdavis.edu/blog/we-are-gsm-video-meet-professor-victor-stango